I personally don't like treks, but nevermind that. From what I understand about HrN 101, no saddle bags, cranks need to be horizontal, chain in the big chainring, and chain on a bigger cassette ring. (right now, the gearing is making the rear derailleur look like it's a dwarf). handlebar lower than the saddle, etc. I hate to be anal, but there's a reason why I don't hang around this thread too much.
but that's a lot of bananas. I can't complain there.