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Credit card problems with online shops in the UK

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Old 03-24-09, 08:22 PM
  #176  
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my debit card # was recently stolen after buying a pair of rx shades from an u.k. etailer. now i'm receiving daily shipments of snake oil in the mail.
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Old 03-26-09, 02:52 AM
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so...is it still safe to buy stuff from PBK?
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Old 03-26-09, 05:19 AM
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Originally Posted by f4rrest
Familiar with the CC processing guidelines.

I agree with you that it is unfortunate to see merchants trashed like this.
I think the overall theme with this thread isn't to trash the actual merchants, but rather to make others aware that many of us have had issues with our cards soon after ordering from the popular UK shops and maybe offer some advice on ways they can protected their cards and not have the same thing happen.

As someone that had this happen, I never blamed PBK or Wiggle directly since I had ordered from them on several previous occasions, but who really knows. Personally, I'll probably get a card that offers virtual numbers (Citi, CapOne, etc) when I order anything online in the future.
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Old 04-08-09, 06:05 AM
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My card just got jacked (I've only shopped at PBK)...my bank is looking into it. They're usuallly pretty good with reimbursements. Make sure you keep an eye on your account online so you can find the fraudulent purchases right away.

Last edited by Peter.J; 04-08-09 at 06:19 AM.
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Old 04-08-09, 06:11 AM
  #180  
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Originally Posted by bo00on
so...is it still safe to buy stuff from PBK?
Yes, you'll need a one time use card specfic to the purchase to PBK for a specific amount (see Bank of America Shop Safe card etc.) Call your credit card company and ask them about it.
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Old 04-08-09, 06:22 PM
  #181  
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I just had two cards with fraudulent charges after PBK purchases, wish I would have seen this thread first....
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Old 04-09-09, 03:20 AM
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dang...so PBK is still no go then. The banks here in New Zealand do not appear to offer one time use cards/numbers at the moment.
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Old 04-09-09, 03:46 AM
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Well, I've probably just jinxed myself, but I have been buying from PBK and Wiggle during Jan-Mar this year and I haven't seen any fraudulent activity yet.
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Old 04-09-09, 07:49 AM
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Originally Posted by LorenzoNF
I've ordered from Nashbar, PBK and TotalCycling (and sportsbaseonline). Got hit with a $20 charge from BETAMAX VOIP CREDIT COLOGNE. Cancelled the card and got a new one. I won't be using my debit card anymore thanks to the horror stories in this thread - strictly credit.
I got this same charge on a card I only used at Nashbar and Musicians Friend.
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Old 04-09-09, 07:52 AM
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Just got a notice and a new card from my bank. The card was reported as having been part of a an information leak of a third party database. Anyway... it's just a credit card, getting a new one is kinda nice. (I wear em out quick)
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Old 04-09-09, 10:10 AM
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I just placed an order with PBK yesterday and BoA instantly disabled my credit card and sent me a fraud alert. I think I'll keep a close watch off activity on this CC.
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Old 04-09-09, 10:24 AM
  #187  
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Originally Posted by Rascale
I just placed an order with PBK yesterday and BoA instantly disabled my credit card and sent me a fraud alert. I think I'll keep a close watch off activity on this CC.
They just do that because it's overseas. after 3 orders on my BOA card they quit flagging them as "Irregular Credit Card Activity"
Also, if they have your email they will email you about it and you can authorize the purchase that way. They also called my house.
We detected irregular activity on your Bank of America Credit Card on 04/02/2009. For your protection, you must verify this activity before you can continue using your card.

Please visit www.bankofamerica.com/myfraudprotection to review your account activity, or call us immediately at 1.800.383.0618 or collect using the number listed on the back of your card. We will review the activity on your account with you and upon verification, we will remove any restrictions placed on your account.

Please disregard this notice if you have already accessed the web site or spoken with one of our representatives.

Want to confirm this email is from Bank of America? Sign in to Online Banking and select Alerts History to verify this alert.
I just wish PBK took amex
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Old 04-09-09, 09:52 PM
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A friend just sent me a link to this post. Count me in among those who's had a problem. I bought once from PBK last summer with no problem, once from Wiggle in the fall with no problems and three times from Ribble. I found service from all three to be good - goods arrived in the mail in a week. I can't get service like that from the US.

However, I was checking my account on line about a week after my last order from Ribble and noticed some charges from Spain. I think the total was about $700 spread among about 10 transactions. I wondered if Ribble (or Wiggle since PBK had been more than six months prior to the problem) was the problem, or perhaps a restaurant in Tucson since I'd just returned from there.

So, despite the great prices and quick service, I guess I'll swear off the UK bike parts providers for a while.
It's too bad because it was so easy and cheap.
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Old 04-10-09, 05:43 AM
  #189  
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Originally Posted by xg43x
the fact that their server is microsoft is enough to be concerned. from what little knowledge i have regarding servers i know that microsoft isnt the most secure.
Sorry, but that is complete crap. Any server can be insecure or poorly secured. Also in this case it more than likely has nothing to web server compromises - more likely in an internal breach at a payment processor, who is a behind the scene service that settles and clears transactions.
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Old 04-10-09, 08:21 AM
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It seems that situations like this are perfect for "virtual account numbers". Citi has a function for this on their site, and I imagine other credit card companies do as well. I just generated a new CC number with a limit of $5 over my purchase total and a time limit of 2 months. If that number gets stolen, the worst that I would have to fight for is that extra $5. That seems like an awful lot less work than clearing up fraudulent charges after the fact with your actual account number.
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Old 04-12-09, 06:26 AM
  #191  
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So just got a call from my CC company saying that there are 2 pending charges in the amount of around $100 each to Snapfish and Kaboodle (never shopped at either of these)?

I ordered from PBK, Wiggle, and Total Cycling about 1-2 months ago so not sure which of the three or combination was the culprit. I'm just glad the card had a relatively low limit and my CC company caught these SOB's trying to engage in this fraudulent activity.

It might be a good idea to go with prepaid cards for these UK sites. Well, I'm a bit irked so I'm going riding. Later all...
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Old 04-12-09, 09:39 AM
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Originally Posted by kimconyc
So just got a call from my CC company saying that there are 2 pending charges in the amount of around $100 each to Snapfish and Kaboodle (never shopped at either of these)?

I ordered from PBK, Wiggle, and Total Cycling about 1-2 months ago so not sure which of the three or combination was the culprit. I'm just glad the card had a relatively low limit and my CC company caught these SOB's trying to engage in this fraudulent activity.

It might be a good idea to go with prepaid cards for these UK sites. Well, I'm a bit irked so I'm going riding. Later all...
The way this thread is going. Can't point a finger on who's really at fault.But Kimconyc you have it right go with prepaid cards for these UK sites.I ordered from Ribble over a month ago so far so good.
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Old 04-12-09, 10:12 AM
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Just ordered 3 times from PBK in the past 10 days. Used my visa (with verified by visa). No problems yet. Have had about 5 orders since January.
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Old 04-12-09, 12:55 PM
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Originally Posted by roadie138
The way this thread is going. Can't point a finger on who's really at fault.But Kimconyc you have it right go with prepaid cards for these UK sites.I ordered from Ribble over a month ago so far so good.
Wooooh; feel good after that ride! I don't think it's the actual sites but the payment/clearing systems they use. That's my guess.

Can anyone recommend a good prepaid CC (easy to use or fill up, no headaches like bogus charges, etc.)? Thanks in advance.
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Old 04-15-09, 06:55 PM
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Originally Posted by roadie138
The way this thread is going. Can't point a finger on who's really at fault.But Kimconyc you have it right go with prepaid cards for these UK sites.I ordered from Ribble over a month ago so far so good.
Well guys I have to eat my words was at the bank and checked on my card today 2 days ago my card was charged $1 from Itunes.Why $1 they said a lot of places charge $1 to see if the card is good.Now I have to wait to see how much was actually charged on it.And then I have to dispute it.And they did close my account.No more Uk sites unless I can find a fool proof way of making the transaction?
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Old 04-16-09, 07:34 AM
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Another fraudulent charge here. Only ordered from PBK, about two weeks later (during downtime between two races), Bank of America calls me to verify some strange card activity.

Two $80 charges to Tim Hortons, plus two pending charges to iTunes, and two pending charges to pizza pizza.

Closed the credit card and already received the fraud adjustment. I have literally ordered $1000s worth of stuff from PBK and will think twice in the future.
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Old 04-16-09, 08:29 AM
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Originally Posted by ExPhys
Another fraudulent charge here. Only ordered from PBK, about two weeks later (during downtime between two races), Bank of America calls me to verify some strange card activity.

Two $80 charges to Tim Hortons, plus two pending charges to iTunes, and two pending charges to pizza pizza.

Closed the credit card and already received the fraud adjustment. I have literally ordered $1000s worth of stuff from PBK and will think twice in the future.
How the hell do you spend $80 at Tim Hortons?
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Old 04-16-09, 12:43 PM
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Got a call this morning from Wamu asking if I authorized a $1640 transaction from British Airways in Johannesburg, Africa. I said no of course and they proceeded to close the card and issue me a new one. WTF?!? That's two different cards in the past two months! How are these people doing it? BTW, haven't bought anything from PBK or any other UK site with this card #.
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Old 04-16-09, 01:08 PM
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Originally Posted by TCR
Got a call this morning from Wamu asking if I authorized a $1640 transaction from British Airways in Johannesburg, Africa. I said no of course and they proceeded to close the card and issue me a new one. WTF?!? That's two different cards in the past two months! How are these people doing it? BTW, haven't bought anything from PBK or any other UK site with this card #.
https://www.baltimoresun.com/business...,1616827.story

This is really making me upset. There should be HUGE penalties if tried and convicted IMO, like chopping off the hands.
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Old 04-16-09, 01:17 PM
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Originally Posted by kimconyc
https://www.baltimoresun.com/business...,1616827.story

This is really making me upset. There should be HUGE penalties if tried and convicted IMO, like chopping off the hands.
Yep, I'd just read that one. Also found an article stating that credit card number theft is so prevalant now that the numbers are being sold on the black market for as little as a few pennies each. The thieves will accumulate thousands and thousands of numbers and then sell a lot of 5000 for pennies each. And since the numbers have been taken over a period of time and not used immediately it's very difficult to track where they were originally stolen from.
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