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  1. #1
    Senior Member pilam99's Avatar
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    Another PBK credit card fraud incident...

    Ordered from PBK for the first time ~4 weeks ago, then read some of the threads on here. Had a transaction declined Tues at the gas pump. Got home to find a message on the machine from Chase fraud dept. Turns out a transaction to iTunes for 99cents at 6AM ET set them off for some reason and it was not my purchase. They immediately shut down the acct.

    Anyone have unauthorized iTunes transactions? I'm guessing they are trying to see if the acct is active and charge a small amt that might go unnoticed since a lot of people use iTunes and would assume they had downloaded a song. Also, parent might give kids access to iTunes and would just say, "Jr. must have dowloaded a song" and not really pay attention.

    Anyone have something similar haoppen?

    I know Paypal does something where on large transactions they first charge $1 to your card which usually triggers the bank to either reject or verify the transaction. I guess small transactions are considered suspicious. I remember in college charging 99 cents at the drive thru window @ Wendys.

  2. #2
    Senior Member Kelrod's Avatar
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    How do you know it was from PBK?

  3. #3
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    Quote Originally Posted by pilam99 View Post
    Ordered from PBK for the first time ~4 weeks ago, then read some of the threads on here. Had a transaction declined Tues at the gas pump. Got home to find a message on the machine from Chase fraud dept. Turns out a transaction to iTunes for 99cents at 6AM ET set them off for some reason and it was not my purchase. They immediately shut down the acct.

    Anyone have unauthorized iTunes transactions? I'm guessing they are trying to see if the acct is active and charge a small amt that might go unnoticed since a lot of people use iTunes and would assume they had downloaded a song. Also, parent might give kids access to iTunes and would just say, "Jr. must have dowloaded a song" and not really pay attention.

    Anyone have something similar haoppen?

    I know Paypal does something where on large transactions they first charge $1 to your card which usually triggers the bank to either reject or verify the transaction. I guess small transactions are considered suspicious. I remember in college charging 99 cents at the drive thru window @ Wendys.
    The iTunes charge seems to be a pretty standard ploy. Had that happen when we went though the same thing a couple months ago.

  4. #4
    Lost AngryScientist's Avatar
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    you are one of many with a similar MO - my CC number got sniped too, with random small purchases. chase took care of it.

  5. #5
    Harsh Generation Benjamin11's Avatar
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    ditto.^^^
    Quote Originally Posted by coasting View Post
    i climb at <10 mph. you want to take this outside?

  6. #6
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    was that this pbk? http://www.probikekit.com/

    if so I ordered from them recently - will keep an eye on my CC.

  7. #7
    FBoD Member at Large khatfull's Avatar
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    +1, three weeks after a PBK purchase. About 6 iTunes charges, and then some attempts at plane tickets, a hotel, and Bed Bath and Beyond of all things. Had the same card for 7 years, and this is the first and only thing that every happened, three weeks after a PBK order. Coincidence? I think not.

  8. #8
    He drop me Grasschopper's Avatar
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    I have ordered multiple times from PBK and Ribble and not had a single fraudulent charge on my CCs. My guess is it got ripped some place else...but what makes you think it was because of your PBK purchase?
    The views expressed by this poster do not reflect the views of BikeForums.net.

  9. #9
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    PBK uses a third-party processor, so i'm assuming they're the ones with the security hole. I had the same thing happen, noticed a pending charge for iTunes last weekend and promptly cancelled the card.

    Will now only use Citicards virtual card numbers with PBK.

  10. #10
    Senior Member Wkend_Warrior's Avatar
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    Quote Originally Posted by Kelrod View Post
    How do you know it was from PBK?
    ++1
    I had that experience few months ago. Didn't think it was connected to PBK. However, the description was identical. Scarry ...need to think twice before using oversea trascation.

    PS- I dont usually use Paypal and yes..the report from my cc also have .99 cents charges on it and then it hits big time-$3000.

    OP - Please explain why do you think it from PBK or Euro online shopping for that matter.

  11. #11
    Senior Member kwrides's Avatar
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    Yep, there's a long thread about this. Apparently a lot of the British shops use the same clearing house for credit card transactions and this is happening to everyone. I had the same thing. A few months after purchase, an iTunes charge, followed by SonyStyle, followed by something else. I've also heard about the flights to Turkey.

    Seems like it would be easy to solve...

  12. #12
    Senior Member kwrides's Avatar
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    Here's the other thread for those who doubt: Credit card problems with online shops in the UK

  13. #13
    Senior Member Wkend_Warrior's Avatar
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    Quote Originally Posted by Grasschopper View Post
    I have ordered multiple times from PBK and Ribble and not had a single fraudulent charge on my CCs. My guess is it got ripped some place else...but what makes you think it was because of your PBK purchase?
    Grasschopper,
    How long ago with your recent purchase?


    BTW, what is the difference with Citibank? Is that something i can setup at the State ...or must be w/ PBK>
    Overall, i not sure about shopping with PBK or Ribble...etc..
    Even though it is not there fault but with the thrid party shopping trascation ..that really forces you to re-consider.

  14. #14
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    aw crap...

    i just made my first PBK purchase. i think i'll just have my account number changed as soon as PBK charges me...

  15. #15
    member. heh. lambo_vt's Avatar
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    Just chiming in to say this happened to me too. Got a call yesterday about a few small purchases... the rep explained they usually try a few small things first to see if they get caught. Anyway, Wachovia is removing the charges and sending me a new card.

    And this is definitely due to PBK/their processor, as I haven't used that card otherwise.

  16. #16
    He drop me Grasschopper's Avatar
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    Quote Originally Posted by Wkend_Warrior View Post
    Grasschopper,
    How long ago with your recent purchase?


    BTW, what is the difference with Citibank? Is that something i can setup at the State ...or must be w/ PBK>
    Overall, i not sure about shopping with PBK or Ribble...etc..
    Even though it is not there fault but with the thrid party shopping trascation ..that really forces you to re-consider.
    My last purchase was with PBK on 1/25/09 for $232.56 I use my Chase Mastercard...used the same card for all of my Ribble and PBK purchases.
    The views expressed by this poster do not reflect the views of BikeForums.net.

  17. #17
    Bulldozer GirlAnachronism's Avatar
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    Quote Originally Posted by pilam99 View Post
    I know Paypal does something where on large transactions they first charge $1 to your card which usually triggers the bank to either reject or verify the transaction.
    Yep, I ordered something from PBK a few weeks ago, then bought something via Paypal a few days later and there was a charge for $1. It had been a long while since I'd used Paypal, and with all of these threads about PBK lately I was worried and called my bank to check on it. They said it's normal with Paypal, and that the $1 charge would go away within a few days, which it did. I'm still checking my account daily for any small purchases though.
    You're not punk, and I'm telling everyone.

  18. #18
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    hmm I used a mastercard and it has that protection thing where you have to enter a password to authenticate your payment. I hope this helps! I might ring up my bank and warn them I don't use itunes!

  19. #19
    Just Peddlin' Along SaddleBags's Avatar
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    I ordered from PBK last week and I just saw a charge on my acct for $1:
    CHECKCARD 04/23 APL*ITUNES 866-712-7753 CA

    Coincidence? My info could have been swiped anywhere over the 'net.
    I contacted my bank and have a watch item on this transaction since it still in a pending state.

  20. #20
    Senior Member kwrides's Avatar
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    I think it's interesting that in our little world this has happened to so many people. If you extrapolate that out to the general riding population, I would think a LOT of people are getting hit. And yet the companies selling things refuse to acknowledge it's happening, even though they are not the problem.

  21. #21
    Senior Member Wkend_Warrior's Avatar
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    Where the OP...He/she started the post and yet return to explain further..

  22. #22
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    I got a fraudulent charge of $450 to Apple Itunes on my card. That is a lot of music.

  23. #23
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    ****. Is it guaranteed that I'll get a fraudulent charge if I order from PBK?

    I bought with my Citi Debit card. Does that make a difference?

  24. #24
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    Yeah, based on the number of people affected here it's quite a large percentage. I wonder if PBK even knows about it as they have it all done by some credit card processing company. Perhaps if enough people complain they'll switch processors or accept paypal?

  25. #25
    Senior Member kwrides's Avatar
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    Quote Originally Posted by intence View Post
    Yeah, based on the number of people affected here it's quite a large percentage. I wonder if PBK even knows about it as they have it all done by some credit card processing company. Perhaps if enough people complain they'll switch processors or accept paypal?
    I've read that a few people complained and were told "there is no problem", BUT, I wonder if the person saying this makes minimum wage and gets bonuses based on the number of calls they take. It COULD BE that mgt has no idea.

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