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  1. Replies
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    Love how you think. I assume you used to work on...

    Love how you think. I assume you used to work on Wall Street or consulting before moving upstate. Cost/benefit analysis and opportunity cost problems are my jam.
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    Also the spread on a 7/1 ARM vs a 30y mortgage...

    Also the spread on a 7/1 ARM vs a 30y mortgage was a lot more than it is today so it made "sense" to get an ARM if it was relatively affordable. But people are dumb.

    Now the spread is under 100bps...
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    At least 500 calories are burned in 23 miles....

    At least 500 calories are burned in 23 miles. That's a pound a week one can lose if more food is not consumed. Someone as skinny as I am cannot afford to lose more weight.
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    I'm trying to figure out if it's more cost...

    I'm trying to figure out if it's more cost effective to ride 23 miles round trip for work instead of drive. I save some money on gas and wear/tear on my 16 year old Honda, but eating enough calories...
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    My 11 mile commute this morning took me 15%...

    My 11 mile commute this morning took me 15% longer than it did last fall. Getting up the hills with my backpack was harder than I remember.
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    Asking people for money is the most awkward...

    Asking people for money is the most awkward thing. Our insurance sucks so hospital bills for our son have been in the thousands, plus our kid needs a helmet type thing for a few weeks because he has...
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    Did you get any snow last night or this morning?...

    Did you get any snow last night or this morning? Radar looks like there's some in the area. In 6 days the weather has swung 50 degrees. Yay spring.

    You know who's really good at basketball? Steph...
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    I wish one day licenses were available for cat 4....

    I wish one day licenses were available for cat 4. $70 is a lot to spend if one only plans on racing 2 or 3 times in a year.
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    Follow Alex Koch on strava. He has a video of the...

    Follow Alex Koch on strava. He has a video of the crash and people are discussing the topic there.
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    Maybe you should change your mindset. My goal was...

    Maybe you should change your mindset. My goal was to have fun and to de-stress, so I accomplished my goal. Also, they were base miles. Going to add intensity next week.
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    Thats true, but if you go with 5 min left in a...

    Thats true, but if you go with 5 min left in a Crit and 460w equals 29mph according to bike calculator on flat ground, in theory you may be able to win.

    I did 2 hours z1/z2. So nice to take a...
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    Having a kid is the best thing I've ever done....

    Having a kid is the best thing I've ever done. It's amazing, especially now that he's starting to smile when he sees me. 13 weeks old now.

    Makes up for the fact I need to drop 4k to get him a...
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    Wire, Breaking Bad, and The League are the best...

    Wire, Breaking Bad, and The League are the best shows of all time. The wife loves the Americans too.
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    If roads are dry I may ride up to that area (or...

    If roads are dry I may ride up to that area (or stay east and go to Piermont) and get some fresh air. BF meetup!
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    Your FTP is 330! I am guessing you used to run...

    Your FTP is 330! I am guessing you used to run track in high school or college. You will probably be stronger than just about anyone you race this year in cat 4 or 5, maybe even 3.
  16. Thanks for everyone's opinions, all are very much...

    Thanks for everyone's opinions, all are very much appreciated.

    CDR, just sent you a friend request on FB, I don't use it much but anyone can find pics of my kid on there. We're lucky that we have...
  17. 1. During race season I was riding a few hours a...

    1. During race season I was riding a few hours a week, maybe 4-6 hours, finishing mid-pack in Cat 4. I crashed at the end of the season so didn't ride much due to that and some life changes as well,...
  18. How to return from extended time off the bike

    I'm looking to see how people here get back into a schedule from time off. I took 3 months off the bike and went for my first brief ride yesterday. Starting next week, I get 4 weeks paid paternity...
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    I wish the reliability of PM's were better. I...

    I wish the reliability of PM's were better. I don't know much about them, but I read stories on here and sound like they are finicky. For the price I expect them to be flawless as they cost as much...
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    Both. Let my shoulder heal from my crash at the...

    Both. Let my shoulder heal from my crash at the end of last season and did mostly upper body work in the gym all winter, which really helped (also it helped me to not look as scrawny). I also chose...
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    I rode for the first time in 92 days. Right knee...

    I rode for the first time in 92 days. Right knee was/is a little sore but I assume it's because I'm not used to the activity. Only rode for 20 minutes, 4 miles on completely flat ground.
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    Unemployment checks could pay my rent in Phoenix...

    Unemployment checks could pay my rent in Phoenix apparently. Studios in my building go for 3k a month. Can't wait to leave the NYC area and have more than 0 dollars of disposable income.
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    Just like you complain all the time about your...

    Just like you complain all the time about your expensive bikes? :)
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    Are latex tubes really worth the price? I'm...

    Are latex tubes really worth the price? I'm intrigued now that TKP mentioned them - they seem to have lots of negative comments online (fragile, expensive, etc).
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    I bought those last Friday from Merlin, they said...

    I bought those last Friday from Merlin, they said it shipped Monday. I can let you know when they come in, but I expect to get them within the next week.

    For those that have raced unattached, do...
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