I will probably go with the Jack as well. This is my first bike since I was 10 years old. Also, speaking to two separate shops they mentioned that they did not like to lock jaw frame of the matrix. Apparently, they have had several people come back and return because they did not like the extra time they had to spend to unscrew the frame and they had costumers over tighten and strip the screws.
I think once I have been riding awhile and if I actually follow through and ride to work everyday or several times a day then I might start saving for something more fancy in several years, maybe a 24" wheeler like a Pacific Reach or airnimal
