Please share your stories, both good and bad, about settling insurance claims in car on bike accidents. I was just in an accident yesterday (I'm perfectly fine and my bike is almost undamaged save for a bent seatstay) and am wondering how I should approach getting it repaired/replaced. Now I know I should get an estimate, but I don't want to have a botched frame straightening job, so I'm going to shoot for a replacement frame. It might seem selfish of me to take that route, but I've been wishing for a new frame anyway. So, have any of you had smooth experiences in getting compensation for damage to your bike? If so, did you just show the claims adjuster your bike and documentation showing the original price of the bike?