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Old 08-26-08, 04:13 PM
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Bike Insurance

Does anyone here insure their bikes? How much does it cost? Do you do it through your regular insurance company?


Thanks,
J
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Old 08-26-08, 04:28 PM
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renters insurance should cover it, if you dont rent than homeowners insurance should cover it, if you live with your parents than whatever they have should cover it, just make sure its well documented. ie: SN written down, pictures taken, parts of bike secretly engraved... etc
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Old 08-26-08, 06:32 PM
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Homeowners, State Farm.

(Than=then, previous.)
 
Old 08-26-08, 07:22 PM
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Originally Posted by kellyjdrummer
Homeowners, State Farm.

(Than=then, previous.)
^^The above=Grammar Nazi.^^
AllState, my dad was with State Farm for over 40 years and they dropped his homeowners because he had a small water stain (3 inches by 5 inches) from an old water leak on the rear bedroom ceiling! He changed over to AllState and they gave him more coverage for a lot less money! So then he changed over 3 of his vehicles and again received more for less! Not to mention his homeowners went down too when he added his vehicles!
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Old 08-26-08, 07:35 PM
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Originally Posted by ilikebikes
^^The above=Grammar Nazi.^^
AllState, my dad was with State Farm for over 40 years and they dropped his homeowners because he had a small water stain (3 inches by 5 inches) from an old water leak on the rear bedroom ceiling! He changed over to AllState and they gave him more coverage for a lot less money! So then he changed over 3 of his vehicles and again received more for less! Not to mention his homeowners went down too when he added his vehicles!
Reminds me of the fiasco that took place when I went away to school and my dad dropped me from his car insurance. I had an accident the previous year, and through the miracles of insurance logic, my dad "absorbed" that accident when I was dropped. This put him over some imaginary line in the sand, the insurance company dropped him, and no other company would touch him for less than three times what he was paying before.

Thank GOD his insurance agent warned him this would happen if he dropped me..

Oh wait no she didn't...
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Old 08-26-08, 07:42 PM
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Originally Posted by ilikebikes
^^The above=Grammar Nazi.^^
AllState, my dad was with State Farm for over 40 years and they dropped his homeowners because he had a small water stain (3 inches by 5 inches) from an old water leak on the rear bedroom ceiling! He changed over to AllState and they gave him more coverage for a lot less money! So then he changed over 3 of his vehicles and again received more for less! Not to mention his homeowners went down too when he added his vehicles!
Nazi.....that's somewhat un-American. SF replaced my '96 $2400 Schwinn S-20 and $1200 tools with my '06 Ellsworth then sent me $800 more after the receipt, but what do I know.

Are you an insurance Nazi?
 

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