This time, totally not my fault. Last time, I'll admit, I was half at fault. But this time, I got hit by a guy making a left turn. It was about 7:45pm in the middle of an intersection, no stop signs. I was in the middle of my lane, no cars behind me and he was coming in the opposite direction and just went left. He hit me square with the front of his car; luckily not too hard. I went down and sat there for a second to make sure I was alright. Started swearing at the guy because I was a bit shaken up and then assessed the bike. Not too much damage, a bent front rim. But the guy was like, "I think your bike is OK." To which I replied, "You're not a bike mechanic; I really don't trust your opinion." I got his business card and and his license plate number. Question is: why does this kind of thing happen to me? I'm still shaken up from the last debacle so I ride much more cautious and then this happens. Do I report this to the police? He's going to pay for any repairs. Why? Why? Why? There's other guys from Chicago on this board and I'm sure they ride much more intense than I do and they're fine on the road. Am I doing something wrong?