This is for all you daily riders. I'm from Florida, and I'm not sure what to expect from Atlanta winters, I know it can get colder, but by how much I'm not exactly sure. I'm equipped with a couple of cotton sweat jackets, jeans, i.e. no special winter/water clothes at all. As you all know it has been raining nonstop here for a week now. I just keep a change of clothes in my water resistant bag and change when I get to school. Once it gets colder though...I have a feeling I won't be a happy camper. I want to be ready to ride in these terribly tough Atlanta/Georgia winters. Advice bike parts, riding gear, etc?