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  1. #1
    Pink Hammer Girl Kar3368's Avatar
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    Insuring a Bike??

    Okay, Is there a way to insure a bicycle? Would it be part of homeowners/renter's insurance?
    Anyone have any info on this?
    Thanks!!
    Karen

  2. #2
    Semper Fidelis
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    I insure my bikes through my Insur. homeowners policy
    "Advantages Must Be Pressed, Disadvantages Must Be Overcome"

  3. #3
    OMG! i'm a DURT gurl!!!! caligurl's Avatar
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    Quote Originally Posted by HAMMER MAN
    I insure my bikes through my Insur. homeowners policy

    +1

    that's against theft..... fire... etc...
    OCP and PROUD!
    "OCP is not just about attitude, it's a way of life!"
    life's too short to ride a crummy bike..........

  4. #4
    Senior Member BigSean's Avatar
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    Quote Originally Posted by Kar3368
    Okay, Is there a way to insure a bicycle? Would it be part of homeowners/renter's insurance?
    Anyone have any info on this?
    Thanks!!
    Karen

    Just find out if it needs to be itemized or not. Mine is included with AAA, but others you need to itemize it. Well worth having as the cost is minimal.

  5. #5
    Senior Member 1955's Avatar
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    What if you're renting?
    Ralph (not Ralphie) on a Roubaix in
    Huntington Beach, CA
    & Iron Horse Maverick 5.5

  6. #6
    OMG! i'm a DURT gurl!!!! caligurl's Avatar
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    Quote Originally Posted by 1955
    What if you're renting?
    i don't know.... i've seen a couple of threads on the forums asking about insurance before... maybe try a search and see what they all came up with?
    OCP and PROUD!
    "OCP is not just about attitude, it's a way of life!"
    life's too short to ride a crummy bike..........

  7. #7
    Senior Member BigSean's Avatar
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    Quote Originally Posted by 1955
    What if you're renting?

    You can add it to renter insurance, but usually has to be itemized on renters policies.

  8. #8
    Climbing better scvroadie's Avatar
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    Bicycles are covered under personal property coverage on your renters or homeowners insurance. As Caligurl stated, they are covered for the same risks as all your other personal property. Your policy should state what losses are covered and which are excluded. The loss is subject to your deductible. They are not covered for wear & tear or breakage, crashing etc.

    Read the fine print, some policies may exclude certain categories of sports equipment.

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