Join Date: Aug 2005
Location: Gig Harbor, WA
Bikes: Lynskey R230/Red, Blue Triad SL/Red, Cannondale Scalpel 3/X9
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I think one of the big keys is going with PayPal, which is 1. legitimate, 2. doesn't share personal info, and 3. has built-in safeguards to get your $$ back if you get screwed.
In fact, I just ordered a bluetooth headset for my cell phone, and the seller went "out of business" and never sent the product. PayPal got me a full refund for the purchase price plus shipping.
In 99% of cases, if a seller isn't willing to use paypal, you should worry.