Long tours ... mail, bills, etc.
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Long tours ... mail, bills, etc.
This is another "How do you do it" question.
For those of you who have taken long tours, maybe a month or longer, how do you handle your mail and bills and other household logistics while you're gone? If you have a family member staying behind then it should be easy, but what if you don't?
Does someone collect your mail daily and sort it for important items? Do you use on-line bill pay where there is public internet? Do you leave a house sitting empty? Do you park your car in the garage and forget it?
I'm considering a cross-country tour for next summer, and am trying to figure out some of these logistics. I'd appreciate any experience, ideas, or suggestions. Thanks.
For those of you who have taken long tours, maybe a month or longer, how do you handle your mail and bills and other household logistics while you're gone? If you have a family member staying behind then it should be easy, but what if you don't?
Does someone collect your mail daily and sort it for important items? Do you use on-line bill pay where there is public internet? Do you leave a house sitting empty? Do you park your car in the garage and forget it?
I'm considering a cross-country tour for next summer, and am trying to figure out some of these logistics. I'd appreciate any experience, ideas, or suggestions. Thanks.
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I rode cross country about seven years ago and being single I had to face most of those problems. For some bills like electric and telephone I found that you can pay in advance, so if you know your bill will run about $100 while you are gone then just prepay that bill by that amount.
I also only brought one credit card with me and that was one that was set up to automatically deduct full payment from a savings account I had, so I could use it as much as I needed and not worry about the bill not being paid. I also brought along a debit card for cash withdrawls.
If you have an on-line bill paying account set up that would also be very easy to do, you probably won't have too much trouble finding public computer terminals, especially in libraries.
I also only brought one credit card with me and that was one that was set up to automatically deduct full payment from a savings account I had, so I could use it as much as I needed and not worry about the bill not being paid. I also brought along a debit card for cash withdrawls.
If you have an on-line bill paying account set up that would also be very easy to do, you probably won't have too much trouble finding public computer terminals, especially in libraries.
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Originally Posted by SeS
...how do you handle your mail ... while you're gone? ...
(edit: in order not to be misunderstood: is it really so bad not to be attainable for a while? I like my 3 weeks of "out of the world" in summer. What did they do before emailing came up? When I was young my father tried to find a telephone in the second vacation week, just to find out what happened in his office. They never wanted him to come back)
Last edited by marmotte; 01-14-06 at 04:17 AM.
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When I went to Australia for 3 months, I packed everything up and put it into storage, and gave up my apartment ... so there was no issue about leaving my house empty etc.
However, about the mail, bills, and house:
Bills: If you go to your bank, you can set things up so that your bills are paid automatically at certain times of the month. Actually ... you can set that up yourself if you're doing on-line banking, which I would strongly recommend. It was nice to be able to check on how things were going with my finances now and then.
Mail: Here in Canada, I could just go to my post-office, and fill out a little form to have my mail forwarded somewhere ... and that's good for 6 months, I believe. In my case, I had my mail forwarded to my parent's place, but you could also forward it to a post-office box. Of course, you could let them know that you'll be away a while so that they don't get concerned by the build-up of mail.
House: If you are concerned about leaving your house empty, check through your local yellow pages for house-sitting services (get one were the people are bonded - a reputable place). I've used one who also looks after pets on quite a few occasions. For example, when I went to Europe for the PBP and tour, I was gone 3 weeks ... and I've got 2 cats. I arranged for the house/pet sitter, and she came in checked on the place, and fed and took care of my cats. She would have also watered the plants (if mine weren't all fake), and would have collected the mail, newspapers, etc, if I'd wanted. She also did things like opening and closing curtains, turning lights on and off, and moving things around a bit to give the impression that the place wasn't completely vacant. If you haven't got pets, so it isn't important to have someone come in every day, you might arrange to have them drop by a couple times a week or something.
However, about the mail, bills, and house:
Bills: If you go to your bank, you can set things up so that your bills are paid automatically at certain times of the month. Actually ... you can set that up yourself if you're doing on-line banking, which I would strongly recommend. It was nice to be able to check on how things were going with my finances now and then.
Mail: Here in Canada, I could just go to my post-office, and fill out a little form to have my mail forwarded somewhere ... and that's good for 6 months, I believe. In my case, I had my mail forwarded to my parent's place, but you could also forward it to a post-office box. Of course, you could let them know that you'll be away a while so that they don't get concerned by the build-up of mail.
House: If you are concerned about leaving your house empty, check through your local yellow pages for house-sitting services (get one were the people are bonded - a reputable place). I've used one who also looks after pets on quite a few occasions. For example, when I went to Europe for the PBP and tour, I was gone 3 weeks ... and I've got 2 cats. I arranged for the house/pet sitter, and she came in checked on the place, and fed and took care of my cats. She would have also watered the plants (if mine weren't all fake), and would have collected the mail, newspapers, etc, if I'd wanted. She also did things like opening and closing curtains, turning lights on and off, and moving things around a bit to give the impression that the place wasn't completely vacant. If you haven't got pets, so it isn't important to have someone come in every day, you might arrange to have them drop by a couple times a week or something.
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Thanks for the suggestions.
I've been worrying about mail items that are non-standard and important. For example, my bank recently sold my mortgage. I had to change the automatic payments I had set up. They sent me a letter while I was out of town. I was only gone for two weeks, but when I arrived home and received the letter, I only had 2 weeks to verify that the sale was legitimate and change my payments. What would have happened if I was gone for a month?
The post office here in the US will hold mail for up to 4 weeks. I use that option fairly frequently. For a 3 month trip, I might rent a post office box and ask a friend to pick up the mail once a week.
I've been worrying about mail items that are non-standard and important. For example, my bank recently sold my mortgage. I had to change the automatic payments I had set up. They sent me a letter while I was out of town. I was only gone for two weeks, but when I arrived home and received the letter, I only had 2 weeks to verify that the sale was legitimate and change my payments. What would have happened if I was gone for a month?
The post office here in the US will hold mail for up to 4 weeks. I use that option fairly frequently. For a 3 month trip, I might rent a post office box and ask a friend to pick up the mail once a week.
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Originally Posted by SeS
What would have happened if I was gone for a month?
The post office here in the US will hold mail for up to 4 weeks. I use that option fairly frequently. For a 3 month trip, I might rent a post office box and ask a friend to pick up the mail once a week.
The post office here in the US will hold mail for up to 4 weeks. I use that option fairly frequently. For a 3 month trip, I might rent a post office box and ask a friend to pick up the mail once a week.
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Rent and phone and such are taken out of my account automatically (standing-order). WHile on tour, I pay for things either in cash, debit card, or credit card. Then I pay off the credit card at the end of the month via the internet. I suppose I could use phone banking if I wanted, but I prefer to see the data on a screen.
#8
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If you've got someone that you REALLY trust, you can get a Special or Limited Power of Attorney and specify what actions the person is authorized to take in your name. These can also be set up to expire on a certain date. I've used these with relatives who handle my "business" while I'm gone.
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