I am looking at the Ortlieb Biker Packer Plus as my first set of panniers to use to commute and for one or two night local trips. I will not be carrying any mass amount of bike spare parts or clothing.
Personal Hygene Kit
Compact Stove w Titanium Pot
Rain Pants depending on weather
Shirt / Sweater
Shorts / swim trunks.
My question is: Just using a rear set of panniers with a handlebar bag can I expect weight and balance problems?
What are the recommended loading options.