Join Date: Apr 2006
Location: Sacramento, CA or St Paul, MN
Bikes: Titus Racer-X AL/Trek 520(RIP)/Trek 930
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I did a touring trip on my Fisher Mt. Tam with P-clips with about 50lbs on a blackburn expedition.
You should be fine.
I'd go with whichever bike you think its stronger, I'll bet the Fisher is. Though fishers are pretty weak (I cracked two mt tam frames, thank god for warrenties, before I sold it. Though this wasn't relate to touring.)
20lbs and assuming you're not a big like me, either whould probably work, assuming you don't ahve ultralight wheels.
Also, I wouldn't worry about gearing that much with such a light load.