I am getting really close to having my custom bike "dialed in." It came with a long steerer tube. It has now about 3" of spacers above the stem which doesn't look too pretty, but it doesn't bother me. Handlebar is now about 2.5" below the saddle. I'm debating whether to cut a couple of inches or leave as is. Some people have pointed out that leaving it uncut can be dangerous in an accident such as going over the handlebars (fact or myth?) Others have said to leave it like that... that as one gets older one might want to raise the handlebar much higher.
What do you guys/gals do?
Here's a pic (I'll take a better pic from the side tomorrow.)