OK....over the top title to lure you in.
IMHO utility does not have to equal capacity do bring home a months worth of groceries and some times the focus on that level of capacity may scare people away.
Utility is simply using bike to get something practical done..which almost always means having some carrying capacity
A super simple, cheap way to do that for most bikes (excluding front suspension which no one needs unless they are really mountain biking) is to add a front basket
for a bit more than $20 bucks (ok 25 with tax maybe) a simple way to to add carrying capacity is to put on a front basket
a good example is wald 1392 1392 Front Basket - Waldsports
I just paid $20.95 plus tax
Totally easy and practical
here are pics of it on my Torpado....fast fun utility. Note I use the quick release to attach....not recommend by wald, but has worked for me.