Join Date: Apr 2002
Location: Montréal (Québec)
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I'm in Montréal, but I'll add a few comments anyway.
Spring and Fall (for us) and Winter (for you) are the times of year when we have the most extreme temperatures. In November, will you travel at +40 F or at +60 F? Will you have a day-long rain or only dry weather?
So, add a few layers (thin and medium sweaters, long trousers or "overpants"). When you are cycling at a decent speed, you won't need any heavy clothing, but you'll need more on downhills (I know Florida is flat), more under a headwind...
If there is the likelyhood of long rainy days, a "breathable" rain suit (jacket and trousers) will prove itself most valuable. Add a pair of warm cycling gloves (say for MTB -- with full fingers), and either overbooties or a collection of plastic bags (to put your feet into).
Cycling at +40 F (5 C) on a sunny day is fun; cycling at the same temperature on a rainy day makes the cyclist miserable, unless he/she is well dressed.