Join Date: Aug 2005
Location: Cowtown, AB
Bikes: Titus El Guapo, Misfit diSSent, Cervelo Soloist Carbon, Wabi Lightning, et al.
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You might want to post in the commuting forum - much more traffic there. For what it's worth, fenders are an excellent idea. Your tire choice should be determined by the amount of snow you get, and whether you have to deal with ice or not. If you get a lot of snow and ice, get studded tires - Nokian and Schwalbe are your best bets. As to the bike, I would lean toward the Fantom Cross [although I would go for the model with the carbon fork] as it will have better parts than the IRO.
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'06 Cervelo Soloist Carbon | '09 Titus El Guapo | '09 Misfit diSSent | '09 Wabi Lightning