I have noticed that when it is 60 degrees out you stay perty warm while moving. Since I really love to ride my bike, I am wanting to comtinue to ride this winter and keep losing some weight or at least not put any back on. I plan on riding mainly on the weekeneds and only if it is dry. I am so confused over what to buy. I am in Kansas and proballly more then likely won't ride below 35 degrees and and only when dry. I have learn from this summer's heat I need to wear bike shorts, so I dont want to go with out them or pants. I have heard everything from go to Wal-Mart and buy under armour tights to wear over the shorts to pants so please help me.