My local bike shop has a Gary Fischer 3 speed internal geared hub and disc brakes. I could just put some fenders and studded tires on my Jamis but it has a regular gear cluster and rim brakes.
Do the disc brakes and IGHs make that big a difference? Worth buying a whole new bike or not?
Also the Gary Fischer has a rigid fork - what's the advantage of that? Better/safer handling or just one less thing to rust/rot out?