Last winter I didn't leave the house (to ride the bike) unless it was above 50F, and then I had to force myself out the door.
This year I'm doing much better.
Today's ride was nice. It was 38F when I left the house. Did 23 miles. Saw lots of other riders. I was warm but my fingers were cold even though I had "warm" gloves with glove liners. Guess I need to do more research on which gloves are "really" warm.