I went into our marriage with a road bike and a MTB. I've upgraded both since with my wife's blessing.
I think it's great that you need to work through what to do with your fiance now. So many couples only discover after they're married that they have very different ideas on managing money. It's just natural that some people think money is for spending (within reason) and some think that it's all about saving. It's a really positive thing to sort out your perspectives on money before the big day. It'll be a big help a few years into the marriage.
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