Hennievn, the zone break downs were what was automatically decided by my garmin after I put in my weight, sex, age, etc. I'm really not even sure how it comes up with them. However, for resting heart rate I took that myself with a stopwatch and fingers on pulse. Granted, it was after an hour of sitting around, not directly after waking up in the morning, which I guess I could try tomorrow and see if it's any different.
cappuccino, thanks for pointing out I may be going too hard too often. I hadn't really thought of that but now that you mention it I can recall back-to-back riding days where by the 3rd day I felt like I was giving all I could, but I just couldn't get my HR up to where it usually is.
CBF, Over the next couple years? Alright, guess I've had my expectations set a little high. Thanks for that grounder