45F in Winter Garden is COLD. I know. I used to live in Orlando.
If your hands are cold, they're cold. Talking or manning up won't keep them warm. Do what you have to do to stay warm.
Don't get wimpy, thin gloves. Get something heavy enough to keep your fingers warm.
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The Lord is merciful and gracious, slow to anger and abounding in steadfast love. - Psalm 103:8
I am a cyclist. I am not the fastest or the fittest. But I will get to where I'm going with a smile on my face.