I only loosen the tension screws. Loosen the screw on the opposite caliper arm to the one that's rubbing.
When I adjust my brakes I flip the spring bars off, tighten the screws in =(not too tight, like squishing the spring)..then I put the bars on and start backing the screws out, repeatedly using the lever after each turn.
Toe in the pads, while doing this adjustment, you might clean the pads as well.
An elastic around the lever\bar can help setting the toe\rim alignment.
If you've taken your wheel off -and then your pads don't line up? Check that the wheel is correctly placed in the drops before you go off on the pads.