Not to mention coming home that late you'll be in out no time after crawling into bed. If not that, you'll be wide awake from your ride. Like someone else said. Get some good lights front and rear or even couple of them. I picked up two sets for one bike. Also I wasn't one for riding with a helmet even though I had one for racing. You'll never know and with riding at night I wouldn't risk it. Starting this year I starting wearing one and can't even notice it.