Most of my bikes have SPD pedals, but I think they still meet your criteria. At home I almost never wear shoes so as I step out the door I either step into my MTB-style shoes or my tennis shoes. If just going to the store for something I don't bother with any special shorts, gloves, helmet, etc. and my touring bike always has lights, lock, and at least one bag attached so I usually don't have to change anything on it before riding off.