Ordered a Novara Safari using the 20% and my dividend. I was reluctant to buy a bike without test riding for fit, but since so few LBS' around me carry touring bikes of any kind, I figured REI is the way to go. If I don't like it, back it goes! Plus, with the discount and dividend, it's about half the out-of-pocket that a Surly would have cost, with reasonably similar specs. Pretty happy with it so far, but I don't have any real miles on it yet.