Everyone keep in mind that this frame was absolutely free and I would have no problems swapping it out for one of the many degenerate frames at Free Ride. The point was that this is a Bianchi and for free..why would I let it loose? Anyway, I must have measured it wrong because I haven't had any problems with standover height or with reach during my few commutes I've done on it so far. I like how sturdy the ride is with my seat rather low. I've never measured the TT, but I'll do that later this evening to see if there's a great discrepancy. I did consciously put a shorter stem on there so as to not maximize my reach, and with my flipped and chopped bars I've yet to have any reach issues. Yeah it's a bit of a strain to do a leg sweep over dismount, but I'm willing to sacrifice that for a nice, free frame. By the way, thanks for the tips everyone; I'll make sure to check both the TT and C-T in conjunction from now on.