I know you said no to BD, but I just bought a full carbon frame with 105/ultegra for $1300 shipped no taxes:
http://www.bikesdirect.com/products/...rtalpro_xi.htm
Like it so far. I am the "hands on" type so I don't mind learning as I go, in contrast to a LBS doing everything for me. I am a newbie, so maybe I upgrade down the road but I am happy so far...