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Old 11-13-11, 04:39 AM
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chandltp
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The only thing I've found that credit card or personal auto insurance doesn't cover is the loss of use charges. I may be paranoid, but I always buy that coverage from the rental company. Of course when I'm renting a car, I'm in an unfamiliar place so my chances of accident increase.

Then again I'm a paranoid kind of guy and the extra coverage lets me sleep better at night. I've never needed it, so YMMV and all that.

If I didn't have auto insurance, I don't think I'd trust the credit card insurance but I've not researched it enough to know.
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