based on the physical i had late last year when my wife decided to up the life insurance, i am a fit fat man. my bmi was awful and should have indicated the end is nigh, but literally every other measurement from bloodwork, cholesterol, blood pressure, etc indicated that i was healthier than average. bmi was the only red flag. i am more active now (esp after biking again) and would bet my numbers have improved, even if my bmi still stinks. considering how much i drive for work and now that i am riding, i probably am more likely to be taken out by a car than a heart attack--at least it will make a better story than being killed by a cheeseburger