Not really.
When you have a limited budget it's hard to think about spending part of that budget on something (wheels) that you don't really want. Here's another way of thinking about it: Price out what it would cost to piece together the bike that you want. Chances are that's going to be more than buying the complete bike with wheels. In other words, once you buy the bike the wheels are a free extra. Whether you sell the wheels or just throw them away, you're still money ahead.