I'll never be able to retire. In fact, most of the people that I know that have retired worked for the ****erment in some capacity or another. And, they retired between 50 and 55 years of age. Seems odd to me. I work in sales and since nobody is spending much money I have taken a rather large pay cut. Kind of forces you to live simply whether you want to or not. I dropped internet and home phone a couple of months ago and I've never had cable/Dish or anything like that. My cell phone is "pay as you go". And, tomorrow is bringing N-1 for the second time this year.