Originally Posted by DropDeadFred

I paid cash for mine. Sold my old frame for 2k and threw in 5k of my own. My girlfriend on the other hand financed hers. She bought her first bike, Trek Lexa for 750 and used the Trek card and had it paid off fairly quickly. She upgraded to a Madone 5.2 with Ultegra and financed it as well...definitely for more than 750...she's got a year to pay it off with 0% financing. We have the cash to pay for it at anytime but figure its nice to keep the cash on hand just in case we have something else come up...kind of like our AC unit going out. It cost 4200 dollars and wouldve been a big bullet to bite if she had dumped all the cash on the bike. It really depends on your situation.