Every time I make a person-to-person payment on PayPal, I do it as a gift, whether the payee requests it or not. If I lose out, meh. I don't spend a lot online so if something happens and I'm out $10 or $30 or whatever, so be it.
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I stop for people / whose right of way I honor / but not for no one.
Originally Posted by
bragi 
"However, it's never a good idea to overgeneralize."