Old 09-04-12, 11:08 PM
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Join Date: Aug 2012
Location: Everett, WA
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Bikes: 1995 Giant Innova, 2012 Surly Pacer

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Originally Posted by Nermal View Post
No, what I really assume is that you only read the first sentence. Here, let me help.
Thanks for helping me learn to read...now that you put it in bold it still does not show the point I was making.

My point is that if your bike is of any value, it should be insured seperately for an agreed value. I would advise everyone reading this to call your agent and find out what actually is, and is not, covered by your auto liability, comprehensive, and uninsured motorist insurance. Chances are, those policies won't replace that bike that was hanging outside of your vehicle when you got hit.

Another thing to consider is that with your bike on the back of your car, YOU could be a certain % liable for obstructing your brake lights. If I rearended someone with obstructed, blacked out, or modified taillights I would sure be letting my insurance claims person know that I couldn't see the back of the vehicle clearly.
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