No doubt. When you can afford it -- step into a Showers Pass jacket. eVent technology at about $240 but you can ride anytime. Cold? Wear another layer or two underneath. I own 3 of them and outside the great light i bought my bike, it's the best investment(s) I've made. I stand by them and I've done a lot of winter riding. As for gloves, they're kinda like matresses. You sorta just have to try them out. I also own a pair of waterproof pants that come in handy but I claim the jacket is the most important thing. And if it snows here, call it good and stay home! This isn't the midwest -- we all take the day off. Heh.