I have a bike that has fenders that I ride on gravel roads. Occasionally pebbles kick up and get trapped under the fender. They simply rattle between the wheel and fender and get spit back out at the front. If you read Yehuda Moon online comic, he's made mention of that.
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I stop for people / whose right of way I honor / but not for no one.
Originally Posted by
bragi 
"However, it's never a good idea to overgeneralize."