I confess I am an old man and don't push as hard as I might have previously. I mostly ride my touring bike unloaded and tend to coast down hills, but like about a 95" top gear for those time when I feel like pedaling down hill or with a wind. For serious up hills, I have equipped my bikes with a 16" low gear. I seldom need it, but when I do, it is a big help. I can spin up hill and save my knees.