Does this exist "off the rack?"
Considering a new rig. I had an ideal rig but we parted ways a while back.
My past experience has taught me that a complete bike is much much (much) cheaper than a custom build. This is especially true of commuter bikes.
I've been browsing the forums and various manufacturer sites and haven't found the ideal.
Here is my wish list:
Hybrid riding position. I don't want a cruiser upright position, nor do I want an aggressive racing road bike geometry. I want an efficient comfortable riding position.
Bars: I prefer a wide "drop" bar so I can vary hand positions for longer rides. Not a deal-breaker if cycle doesn't have drops, just a preference.
Pant protection: I'm not kidding here. I hate shredding my trousers. I want a chain guard of some sort. I wear normal clothes. This is a must because there are no reliable aftermarket fixes to this. A chain with guard or a belt drive are both fine.
Gearing: No SS. I live in an occasionally-hilly area and need gears. I don't care if it is internally geared or derailleur. I actually prefer a derailleur but it isn't common to find one with a chain guard.
Lighting: Hub dyno with LED lighting included. This is a must because getting a wheel built with a dyno hub is prohibitively expensive.
Tires: 30mm or fatter. I want a smooth stable ride on these terrible roads.
Other: Included fenders and racks a plus. At minimum, I would want a bike designed to easily accept fenders and rear rack.
Brakes: prefer disc, but not a deal-breaker. Mechanical is fine.
Price: $1500 or less is ideal. Not more than $2000.
Basically I'm looking for a cross or touring bike with a chain guard and dyno lighting system. Does it exist?