Mmm im canadian and I don't know what you mean ? Even if I have a degree too, dam I don't really feel good I should go get my healthcare check for free.

No seriously good job, but quebec average stutend debt is 13 000 so I seriously don't know what having like 2-3-5-10x this amount of money in debt is like. Except if you have a rich uncle or you parent are in a good situation and you went through the US system without too much damage.

But my tax and income tax are at 40% so when I receive my 2 week paycheck with all the other deduction if I make 2000 I end up with less than 1000$ in my pocket.