If there was a police report, the guy's insurance company is involved. If the insured negotiates directly with the cyclist, whether or not a police report was made out, he violates the terms of his insurance contract.
The insurance company adjuster has the insurance company lawyer involved behind the scenes. So the car driver has a lawyer. If anyone who has an accident like this really wants to negotiate on their own, without benefit of an attorney, go right ahead. The insurance company, from the adjusters to the attorneys, love people who do that.
Originally Posted by chephy
If the guy admits to being wrong, can't you try to settle it with him first? Tell him that you are going to court and you are going to win for sure, so why not skip that part and work out a reasonable settlement deal?