Old 07-03-14, 12:22 AM
  #6  
RISKDR1
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Your auto insurance company may cover some of your med bills if you have medical payments coverage on your policy. Every state law is somewhat different. I have no idea if New York is a no fault state and that will have some effect on what you can do. Your home insurance or renters insurance may cover damage to the bike subject to deductible because the bike is not a self propelled motor vehicle (which would be excluded). The operative insured peril would be damage caused by a motor vehicle. both auto and home (or renters policy) would be involved.

I retired from the auto insurance business last August after 38 years. Call your agent or company and submit a loss report.
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