Thanks everyone for your thoughts. I guess that instead of calling this my "retirement bike" I should call it the the first bike that I intend to wear out in my retirement years. Walking out the door in 260 days wohoo! A couple of you have really got me thinking about a custom built. I always had that in the back of my mind so maybe it's time to do the research. BUT I'm no longer obsessing over getting the best deal on a 2014, just getting a great bike. Thanks for all the great ideas.
Tom