To toe in your brakes , use anything from your business card to a rubber band on the rear of the brake pads . squeeze the brake lever ( or tie the brake lever to the handlebars ) as you tighten the hardware on the pad . once done all four pads will be toe in . To adjust the transverse cable , first twist the adjustment barrel counter clockwise so 6 or so of it treads are showing , hold the pads to the rim with a thirdhand tool or something , loosen the bolt , pull the cable tight , tighten the bolt , release the pads , and then twist the adjustment barrel clockwise until the pads clear the rim . also true the wheel if needed.