I live in the western part of the Netherlands in Europe and while we have an outstanding bikepath system its the weather that keeps me from being totally car free. It rains a LOT over here and when its not raining its headwinds of 6 to 8 bft that will get you. Worst days are when its both raining and the wind is blowing. Even in the summer we get a lot of rain. The only days its not raining or storming its either freaking hot or freezing.
I bike to work 2 to 3 days in the week and maybe 4 days (out of 5) in the summer but thats all i will do. I have biked all week long for a while but with weather like this and with a pretty lengthy commute (44km a day) its just too much.
I cant go to customers when im soaking wet or smelly so thats another reason i take the car a couple of times in the week.
And today was -3 celcius but without strong winds or rain so i was happy