Some POS stole my Atala Competizione in 1981. Like Secret Squirrel, when I made my claim, I detailed the parts - frame, each wheel (specifying hubs, rims, tubes, tires), crankset, saddle, BB & headset; I included labor for building the wheels). The bike cost about $180 in 1972; I bought it for $200 in 1980. IIRC, I collected about $350 from my insurance company, which, with my deductible would have allowed me to buy an equivalent new bike. (Instead of buying new, I found a better frame, used, and built up my new ride with a mix of new and used parts.)