Rain is alright, and cold weather is alright, but not the two at the same time. Freezing rain/ice/sleet/wintry mix and temps hovering around the freezing mark is pretty much the worst conditions one can ride in. Here in Michigan it has been doing this on and off for the last few weeks. I have 2 rides in so far this year totalling less than 40 miles. This time last year I was about 200 miles ahead of that.