Originally Posted by
mtb_addict
I always wonder if a defective battery burns my house down, can my insurance company deny my claim because I charged the battery inside the house, ignored the boiler plate warning label.
So far, probably not. (read, will not deny)
Homeowners is general liability insurance which also covers owner stupidity, except for specifically listed exceptions. So it will cover an accidental battery fire the same way it covers one started by smoking in bed, your children playing with matches, an overload circuit, a heater tipping over, or set too close to curtains, etc.